Business Profile

I am a Certified Public Accountant with 23 years of experience working in the banking industry. Over these years, I have accumulated extensive experience in Risk Management and Commercial Banking, spanning more than 17 years. My primary focus areas encompass credit portfolio management, corporate finance, data analytics, regulation, budgeting, forecasting, as well as financial and credit risk management.

Since December 2010, I have been heading the Credit Portfolio Reporting and Control function within Business Banking at BOV, dealing with Strategy-related matters, Functional Risk Management, Reporting, Finance & Performance Management, specialised Credit Management (including pricing and rating models), as well as being the first LOD from a Risk and Compliance perspective (including AFC).

I hold a Masters in Financial Management from Heriot Watt University, with a specialisation in Finance, Risk Management and Quantitative methods. I am recognised as a fellow member of the Association of Chartered Certified Accountants (FCCA) as well as holding first degrees in Taxation and Accounting.