Deborah Schembri

Chief Executive Officer and Managing Director

STM Malta Pension Services Ltd


STM Malta Pension Services Ltd


"When everything seems to be against you, remember that the airplane takes off against the wind and not with it"

Business Profile

With 20 years’ experience in the financial services, gaming, construction and hospitality industries, I formulated new strategic directions and implemented the necessary changes in my various C-Level and Board Member roles. A Certified Public Accountant, I hold a Master’s in Business Administration from Henley Management College and an Advanced Diploma in Retirement Provision pursued with the UK Pensions Management Institute. I am a Fellow Member of the Malta Institute of Accountants and the Malta Institute of Taxation, member of the Malta Institute of Management, the Institute of Financial Services Practitioners and the Institute of Directors, UK and Associate Member of the Pension Management Institute UK. I am the Chairperson of the Malta Association of Retirement Scheme Administrators, also sitting on committees within the Malta Chamber of Commerce, Enterprise and Industry and the Institute of Financial Services Practitioners. Among other awards, I won Malta’s Best Knowledge Entrepreneur of the Year Award in 2015 and the Runner Up of the Malta Businesswoman of the Year Awards in 2018.

Business Activities


    • 1994-1999 & 2001-2004: Group Financial Controller & Internal Auditor, AX Group Of Companies
    • 1999-2001: Financial Controller, Dragonara Casino Ltd
    • 2004-2006: Group Financial Controller, Alpine Group
    • 2006-2010: Chief Financial Officer, Pinnacle Group
    • 2010-2012: Group Chief Financial Officer, Falzon Group
    • 2012-2013: Operations Manager/Director, STM Malta


    • 1992: Bachelor Of Commerce Degree, University Of Malta
    • 1994: BA (Hons) Accountancy Degree, University Of Malta
    • 2002: MBA, Henley Management College, UK
    • 2010: Diploma In Taxation, Malta Institute Of Taxation
    • 2017: Advanced Diploma in Retirement Provision, UK Pensions Management Institute


      Official Partners

      • PTL
      • Trade Malta
      • OZO
      • Fino
      • Halmann
      • GO Business
      • Laferla Insurance
      • HSBC