Calamatta Cuschieri Moneybase plc recorded a strong €19.0 million in revenue in 2025, up 5.5 per cent from the previous year, with the Group’s Chairman, Charles Borg, describing it as “a new all time high revenue”.

The Group published its Annual Report & Audited Financial Statements for the year 2025.

The Group registered an adjusted EBITDA (Earnings before Interest, Tax, Depreciation and Amortisation) of €5.7 million, which is 8.7 per cent less than it registered the previous year. This was caused by increased investment in people, IT Security and product development, company officials said. They said that the performance of the group remained robust whilst investment during the year will ensure growth over the coming years.

It closed the year with an adjusted profit before tax of €3.9 million (13.5 per cent less than in 2024).

2025 marked the conclusion of a five-year growth cycle that began in 2020. Over this period, the group matured in scale, governance, product breadth, and operating discipline, “laying firm foundations for the next phase,” Chairman Charles Borg said in the report.

The Group’s co-CEOs Nick Calamatta and Alan Cuschieri said that “during the 5-year period our total assets grew 38.5 per cent from €16.7 million to €23.1 million. Net assets grew from €5.2 million to €15.8 million an increase of 304 per cent over the period, a CAGR (Compounded Annual Growth Rate) of 24.9 per cent. This growth was achieved after paying out dividends amounting to €3.85 million over the period.”

The group’s total assets reached €23.1 million in 2025, up 5.9 per cent from the previous year.

Chairman Charles Borg also highlighted that the board endorsed a five year strategic plan for 2026-2030 at the end of 2025, and said that execution pillars have been established.

The group will focus on deepening its investment in services, accelerating Moneybase development and adoption whilst maintaining rigorous security and resilience, and it also plans to see a 23 per cent headcount increase over two years by end 2026, the Chairman said.

Moneybase platform

The Moneybase platform, which integrates payment and investment services providing both indivduals and businesses with, among other things, competitive exchange rates, global payment capabilities and multi-currency card management, grew in 2025.

Deposits reached €110.7 million, up 39.1 per cent.

The platform’s number of accounts also grew by 22.3 per cent to 49,400.