Stephen Mifsud

Business Development Manager

Izola Bank plc


Izola Bank plc


"Success is not how high you have climbed, but the positive difference you make along the way."

Business Profile

In my role as the Business Development Manager at Izola Bank, I specialise in crafting customised banking solutions for corporate entities across diverse industries. Izola Bank provides a comprehensive suite of business banking services designed to seamlessly support our clients' day-to-day operations. Notably, our Izola Factor product stands out, offering small to medium-sized (SME) businesses and larger entities a reliable cash flow, facilitating their aspirations for growth in both local and international markets.

With over 18 years of experience in the banking industry, I have gained invaluable insights into the specific needs of corporate customers in their banking relationships. What sets Izola Bank apart is our commitment to delivering digital solutions with a personalised touch. Our clients consistently praise our team for being readily available to listen, offer assistance, provide guidance and deliver solutions – a rarity in the realm of B2B banking.

Furthermore, my extensive background in trade and receivables, coupled with business management expertise, has equipped me with a profound understanding of the foundational aspects of commercial operations. This knowledge drives our ongoing commitment to being a true banking partner for our clients. We strive to comprehend their unique business needs, anticipate challenges and offer tailor-made solutions that foster successful growth.

If your business is in search of swift financing solutions, I invite you to reach out. We can explore how Izola Bank can contribute to the success and prosperity of your business.

Business Activities


  • 1997 – 2001 Accounts Supervisor (TCTC Ltd)
  • 2001 – 2006 Technical Manager (TCTC Ltd)
  • 2006 – 2008 Team Leader (HSBC Bank HBEU)
  • 2008 – 2010 Customer Service Representative (HSBC Bank Malta plc)
  • 2010 – 2014 Trade and Supply Chain Officer (HSBC Bank Malta plc)
  • 2014 – 2016 Business Implementation Support Officer (HSBC Bank Malta plc)
  • 2016 – 2021 Business Development Manager (HSBC Bank Malta plc)
  • 2021 – to date Business Development Manager (Izola Bank plc)


  • Certificate in Banking Studies from Paolino Vassallo Upper Lyceum


  • Treasurer, St. Andrew’s Band Club Luqa (1997-2013)

Official Partners

  • Trade Malta
  • Fino
  • GO Business
  • Imovo
  • Malta Enterprise
  • WFDM
  • St James Hospital
  • Harvest
  • Dea Aesthetics
  • Intercomp
  • European Commission
  • Malta Business Registry
  • CF Estates
  • Agilis
  • ICON
  • Agora
  • Bureau Vallee
  • Apex Group Ltd
  • Exereco
  • Arkafort
  • Excel Homes
  • Lidion Bank
  • Melita Marine
  • TNT
  • Sparkasse Bank
  • Dimech Enterprises
  • Laferla
  • FCM Bank
  • Hi-Care Services