FCM Bank achieved its strongest financial results to date in 2025, securing a place among Malta’s top tier banks and reinforcing its position as one of the country’s steadily expanding financial institutions. Profit before tax rose to €9 million, while net profit reached €6.8 million, marking the highest figures in the Bank’s history.

Customer confidence continued to strengthen, with deposits increasing to €461.5 million and the lending portfolio reaching €375 million. The Bank’s client base grew to 5,000, reflecting rising demand for personalised services and carefully structured corporate financing. CEO Miroslav Halička said the results highlight the trust clients place in stability, long-term relationships, and a personal approach to banking.

Throughout 2025, FCM Bank maintained its strategic focus on corporate lending in Malta and the Czech Republic, particularly in high-quality real estate developments aligned with conservative risk principles. Its capital adequacy ratio increased to 19.8%, underscoring a strong capital position.

The Bank also expanded its Premium Banking proposition, opening new offices designed to offer a more discreet and personalised client experience. Demand for tailored financial services continued to grow locally, while internationally the Bank entered the Dutch deposit market, with plans to launch five additional European markets in 2026.

FCM Bank forms part of the European banking portfolio of entrepreneur Radomír Lapčík, founder of the TRINITY Banking Group.

FCM Bank is regulated by the MFSA and is licensed to carry out the business of banking in terms of the Banking Act (Cap. 371 of the Laws of Malta).