HSBC Bank Malta has reported robust financial results for 2025, marking its third consecutive year of pre-tax profits exceeding €100million.

In 2025, the local group achieved a profit before tax of €109 million, a 29 per cent decreased over the previous year, reflecting the impact of lower interest rates and lower releases of expected credit losses.

Customer deposits increased by €370 million during the year, reaching a record high of €6.5 billion as at 31st December 2025.

Deposit market share increased by over 1 per cent. Additionally, there was growth of 28 per cent in client wealth management and investment balances to €1.1 billion. Life insurance sales increased by 21 per cent.

Reported profit after tax attributable to shareholders amounted to €71.6million for the year, resulting in earnings per share of 19.9 cents, compared with 27.8 cents in the same period in 2024.

The Board has recommended a final gross dividend of 8.4 cents per share (5.46 cents per share net of tax), bringing the total dividend for 2025 to 18.4 cents (11.96 cents net of tax). This represents a payout ratio of 60 per cent.