James Zammit

Director and CEO

Agora Estates Plc

Property
Property

Agora Estates Plc

Msida

"Never take your eye off the ball because when you get complacent, you lose the game"

Business Profile

I am the Managing Director of Agora Estates plc, the holding company and financing arm of the Agora Group, a property development and management company overseeing residential and commercial projects in Malta for long-term investment. As the driving force behind the Agora Group, I play a hands-on role in the acquisition, sale, and development of property projects, guiding the company’s strategic growth.

Beyond Agora Estates plc, I am actively involved in multiple ventures within the property sector, further broadening my influence on Malta’s property landscape. I also manage two associated financing entities: Finance House plc and Zammit Finance Limited, demonstrating my adaptable leadership across both property development and financial services.

I hold both a Diploma and an MBA from the Edinburgh Business School, combining academic knowledge with practical expertise. I exercise a forward-thinking approach that integrates investment awareness with a strong commitment to sustainable development and long-term value creation.

With a hands-on leadership style and a clear vision for growth, I have driven the Group’s success across multiple industries, while maintaining a strong commitment to quality and innovation.

Business Activities

  • 2006-Present: Sole Director, Zammit Leasing & Investments Limited, formerly known as J. Zammit Limited
  • 2013-Present: Managing Director, Finance House plc
  • 2015-Present: Director, Zammit Holdings Limited
  • 2019-Present: Director, Agora Estates plc, the holding company and financing arm of Agora Group

Previous

  • 1998-2008: Construction Partner, Ray’s Properties
  • 2000-2008: Managing Director, Ray Auto Dealer Limited
  • 2008-2020: Owner & Managing Director, Cars Unlimited, formerly known as Ray Auto Dealer Limited

Education

  • 2011: Diploma in Business Administration, Edinburgh Business School
  • 2016: Master’s Degree in Business Administration (MBA), Edinburgh Business School

Society

  • 2009-2015: Secretary, Importers and Car Dealers Association (ICDA)
  • 2021-Present: Member, Malta Car Dealers Importers Association (MCIA)

Official Partners

    • Trade Malta
    • Laferla
    • Malta Enterprise
    • GO Business
    • ICT Solutions
    • WFDM
    • Tech.mt
    • Malta Business Registry
    • Arkafort
    • Lidion Bank
    • IHI Group
    • Turbo Systems - Accelleron
    • TNT
    • G4S
    • Agora
    • Acmus
    • Sparkasse Bank
    • Malta Leadership Institute - WHY
    • Shield
    • Hi-Care Services
    • Owners Best