Business Profile

Resnova: Shaping the future of insurance risk

Resnova is a specialist insurance strategy and operational consultancy dedicated to bridging the gap between traditional insurance models and the modern, tech-driven market. Headquartered in Estonia with a focus on key European jurisdictions including Malta, the UK, and Gibraltar, we provide expert guidance to organisations navigating the complexities of the international insurance landscape.

Our philosophy: Substance over corporate theatre

At Resnova, we operate under the motto "Trainers to the Regulator". We move beyond theoretical consulting to deliver practical, implementation-focused solutions. Our team is composed of former C-suite executives – including former CEOs and Chief Underwriting Officers from industry leaders like Tesla Insurance and Zego – who have been directly accountable for P&Ls and regulatory outcomes.

What we do

We support a diverse range of clients throughout their growth and transformation journeys:

Insurtechs & MGAs: We guide seed-to-growth stage companies through FCA and European authorisation, building sustainable underwriting frameworks and robust governance from the ground up.

Automotive OEMs: We help manufacturers solve the complexity of embedded insurance, designing compliant programmes and establishing captive structures for international market entry.

Carrier Optimisation: We fix the fundamentals – pricing sophistication, portfolio remediation, and reinsurance restructuring – to drive sustainable profitability.

International Expansion: We act as a cultural and regulatory bridge for GCC insurers and international firms seeking entry into the UK and EU markets, specifically leveraging jurisdictions like Malta for EU-domiciled operations.

Driven by expertise

Whether optimising fleet risk management through telematics or navigating Solvency II requirements, Resnova delivers technical rigour backed by commercial judgment. We don’t just advise on the remedy; we have prescribed it in our own businesses, ensuring our clients achieve measurable operational success.